Kosovo

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KV-map
Location map
author: CIA


Location:
- Southeast Europe;
- Neighbours: Macedonia, Albania, Montenegro, Serbia.

Climate:
- influenced by continental air masses resulting in relatively cold winters with heavy snowfall and hot, dry summers and autumns;
- Mediterranean and alpine influences create regional variation;
- maximum rainfall between October and December.


Macro indicators
* 2018 estimates
Surface:10,908km2
Population*:1.8million
Pop. density*:165.9people/km2
GDP*:6.8EUR billion
GDP/capita*:3,726.4EUR

European Union:
Potential candidate

Currency: Euro
Code: EUR
- unilaterally adopted EUR currency


Insurance market portfolio
* 2018 estimates
TOTAL LIFE*:3%
TOTAL NON-LIFE*:97%


Sources:



 

STATISTICS: KOSOVO 3Q2025: improving profitability and premiums production

The insurance market of Kosovo totaled EUR 128.2 million at the end of Q3 2025, 6.27% more y-o-y, according to data provided by the Central Bank (CBK). The Bank ceased providing results for the life insurance business, which means this figure is related exclusively to the non-life business.












STATISTICS: Kosovo H1 insurers' profits more than doubled to almost EUR 6 million

Kosovo's active 12 insurers reported an aggregate net profit of EUR 5.9 million at the end of June 2023 vs. EUR 2.5 million a year before, according to data provided by the Central Bank (CBK). At the same time, the total insurers' assets increased to EUR 294.2 million, from EUR 253.6 million a year earlier.