Bosnia and Herzegovina
Bosnia and Herzegovina: In January-August, business of insurers from Bosnia's Serb Republic expands 5.8%
Insurance companies in Bosnia and Herzegovina’s Serb Republic in the first eight months of 2026 generated GWP worth BAM 277.3 million (EUR 141.8 million euro), up 5.8% year-on-year, according to the entity's insurance regulator, SeeNews reports.
STATISTICS: STATISTICS: BiH 1H2026: Top 3 insurers account together for a third of the market
According to the local insurance agency – AZOBIH, at the end of June 2026, the BiH insurance market totaled EUR 318 million, up by ~5% y-o-y, the growth pace slightly slowing down after Q1. At the same time, the value of claims paid by insurers increased by 11.3% y-o-y to EUR 134.6 million.
AM Best affirms Bosna Re ratings with stable outlook
AM Best has affirmed the Financial Strength Rating of B+ (Good) and the Long-Term Issuer Credit Rating of "bbb-" (Good) of Bosna Reosiguranje d.d. Sarajevo (Bosna Re). The outlook for both ratings remains stable.
STATISTICS: BiH Q1 2025: almost 7% overall growth; in motor insurance, paid claims increase at a threefold higher pace than GWP
At the end of March 2026, the BiH insurance market totaled EUR 150.56 million (BAM 294.48 million), up by 6.94% y-o-y, as the local insurance agency – AZOBIH informed. At the same time, the value of claims paid by insurers expanded by 11.62% y-o-y to EUR 67.08 million.
Bosnia and Herzegovina: Federal Ministry of Finance and Insurance Supervision Agency of the FBiH to join efforts to create a more stable, regulated and resilient insurance market
The Federal Ministry of Finance of Bosnia and Herzegovina and the Insurance Supervision Agency of the Federation of Bosnia and Herzegovina held a meeting to discuss preparation of the insurance sector of the FBiH for modern regulatory and supervisory standards, the Agency (ANO) said on its website.
Bosnia and Herzegovina: Bosnia's Federation insurance market rises 6.9% in the first two month of the year
The insurance companies operating in Bosnia and Herzegovina’s Federation reported total GWP of BAM 199.7 million (EUR 102.1 million) in the first three months of 2026, up 6.9% on the year, according to the entity’s insurance supervision agency, SeeNews writes.
Bosnia and Herzegovina: In January Bosnia's Federation insurers’ GWP rises 7.7%, while Bosnia's Serb Republic insurers report a 2.6% increase
The insurance companies operating in Bosnia and Herzegovina’s Federation recorded combined GWP of BAM 70 million (EUR 35.8 million) in January, up 7.7% on the year, SeeNews writes citing the entity’s insurance supervision agency.
Bosnia and Herzegovina: Bosnia's Federation insurers collect EUR 35.8 million in January
The insurance companies operating in Bosnia and Herzegovina’s Federation recorded total GWP of BAM 70 million (EUR 35.8 million) in January, up 7.7% on the year, according to the entity’s insurance supervision agency, SeeNews writes.
Edib Galijatović elected President of the Association of Insurance Companies in the Federation of Bosnia and Herzegovina
The Association of Insurance Companies in the Federation of Bosnia and Herzegovina (UDO FBiH), the professional body representing the insurance industry in FBiH, has appointed Edib Galijatović as new President of its Management Board.
STATISTICS: BiH, FY2025: the market remains strongly dominated by mandatory MTPL insurance
The insurance market of Bosnia and Herzegovina (BiH) ended the year 2025 with aggregate GWP worth BAM 1.17 billion (~EUR 599.6 million), up by 8% y-o-y, according to market data published by AZOBiH - Insurance Agency of Bosnia and Herzegovina.
STATISTICS: BiH, 3Q2025: market growth mostly driven by the motor insurance segment
The insurance market of Bosnia and Herzegovina (BiH) ended Q3 2025 with aggregate GWP worth BAM 895.19 million (~EUR 457.70 million), up by 8.6% y-o-y, market data published by AZOBiH - Insurance Agency of Bosnia and Herzegovina.
Bosnia and Herzegovina: ASA CENTRAL osiguranje: 2025 marked by leadership and establishment of two new companies
The leading position in the insurance market in 2025 was firmly held by ASA CENTRAL osiguranje with more than 147 million KM in premiums, which represents a growth of 15.4% y-o-y, the insurer said.
Bosnia and Herzegovina: The conference "VISION 2025 – On the Threshold of the New" marks 20 years of the Insurance Supervision Agency of the FBiH
The conference "VISION 2025 – On the Threshold of the New", held on November 7, 2025, in Sarajevo, marked 20 years of work of the Insurance Supervision Agency of the Federation of Bosnia and Herzegovina, the agency said on its website. It was noted that over 20 years, premiums grew from EUR 124.5 million to EUR 372.9 million.
Bosnia and Herzegovina: The Insurance Days of the Republic of Srpska in Banja Luka to start soon
On October 15 and 16, Banja Luka will host the fourth edition of the RS Insurance Days (DORS 2025), which brings together insurance experts from the country and the region, osiguranje.hr reports.
Bosnia and Herzegovina: the Insurance Supervision Agency supports a roundtable on liberalization and Fourth Annual EERIA Conference
On October 02, a professional roundtable discussion on the topic of liberalization was held in Sarajevo co-organized by the Insurance Supervision Agency of the Federation of Bosnia and Herzegovina, the Protection Fund of the FBiH and the Association of Insurance Companies in the FBiH.
Bosnia and Herzegovina: Jasmina Selimović: despite challenges, the insurance sector has potential to become a pillar of resilience of the financial system
In times of growing uncertainty, the insurance sector in Bosnia and Herzegovina can become a key partner for citizens and the economy, said the Governor of the Central Bank of Bosnia and Herzegovina, Jasmina Selimović at the conference "Insurance Days in Bosnia and Herzegovina", osiguranje.hr writes.
Bosnia and Herzegovina: Bosnia’s Federation insurance market rises 8.2% in Jan-Aug, while the Serb Republic’s insurance market expands by 9%
Insurance companies operating in Bosnia’s Federation posted combined GWP of BAM 538.6 million (EUR 275.4 million) in the first eight months of this year, which means a 8.2% y-o-y increase, according to the Federation’s insurance supervision agency, SeeNews writes.
STATISTICS: BiH 1H2025: Top 3 insurers account together for a third of the market
At the end of June 2025, the BiH insurance market totaled EUR 303 million, up by 8.6% y-o-y, as the local insurance agency – AZOBIH informed. At the same time, the value of claims paid by insurers increased by 9.8% y-o-y to EUR 121 million.
Bosnia and Herzegovina: 10th Jubilee International Conference in Ljubljana: Playing smart in a risky world
The Insurance Supervisory Agency organized the 10th Jubilee International Conference in Ljubljana on September 11, titled “PLAYING SMART IN A RISKY WORLD”. The conference brought together representatives of regulatory bodies, insurance companies, academia from Europe and beyond.
Bosnia and Herzegovina: Insurance Days 2025 to be held in September
The Association of Insurance Companies in the Federation of Bosnia and Herzegovina announced this year's Insurance Days in Bosnia and Herzegovina, which will be held from September 17 to 19, 2025 at the Hills Hotel in Sarajevo, osiguranje.hr writes.

21 September 2026