Romania
STATISTICS: ROMANIA, FY2025: solid growth and consolidation
Romania’s insurance market maintained solid growth momentum in 2025, supported by higher premium volumes and strengthening financial indicators, despite an economic environment still marked by inflationary pressures and uncertainty.
16 April 2026UNSAR: Romanians are increasingly aware of risks, but insurance protection remains critically low
Romanians are becoming more aware of the risks they face - from natural catastrophes to health and property-related threats - yet the level of insurance protection remains insufficient, according to Alexandru Ciuncan, President & General Director of UNSAR.
2 April 2026ROMANIA, UNSAR: Life insurers paid RON 1.5 billion to Romanians in 2025, marking a new industry peak
Life insurers in Romania paid out approximately RON 1.5 billion (around EUR 300 million) in benefits to policyholders and beneficiaries in 2025, according to data released by the National Union of Insurance and Reinsurance Companies of Romania (UNSAR). The figure marks a new record for the local life insurance market, underlining its growing role in providing financial protection.
26 March 2026ROMANIA: Allianz-Țiriac reports a GWP 5.5% rise in 2025
GWP of the Romanian insurer Allianz-Tiriac Asigurari, part of Germany's Allianz Group, in 2025 increased by 5.5% y-o-y, reaching nearly RON 4 billion (EUR 784.9 million), SeeNews reports.
23 March 2026Romanian insurers extend travel coverage for clients stranded in the Middle East
Several insurers operating in Romania have decided to extend travel insurance policies at no additional cost for Romanian travellers stranded in the Middle East due to the ongoing regional conflict and widespread airspace disruptions.
5 March 2026Romania’s Natural Disaster Insurance Pool launches new website domain
Romania’s Pool-ul de Asigurare Împotriva Dezastrelor Naturale, formerly know as PAID Romania, announced that starting 1 March it will operate under a new web domain, padrom.ro, as part of an initiative aimed at clarifying its commercial identity in the digital environment.
5 March 2026ROMANIA: OMNIASIG VIG joins shareholder structure of PAID România, the country’s catastrophe insurance pool
OMNIASIG Vienna Insurance Group has officially entered the shareholder structure of PAID România, the company managing Romania’s mandatory home insurance scheme, after acquiring a 5.5% stake in its share capital.
19 February 2026UNSAR: Romanian more interested by financial protection, but the gap is still large
Interest in financial protection is on the rise in Romania: more than 2.2 million life insurance policies are currently in force, an 8% increase compared to the first nine months of 2024, according to official data published by the Financial Supervisory Authority.
12 February 2026RECREX marks 20 years of advanced claims management services across Europe
RECREX, the company dedicated to delivering advanced claims management services to insurers across Europe, celebrates 20 years of activity this year - a milestone that reflects resilience, strategic vision and long-term partnerships.
12 February 2026ROMANIA: Insurers paid nearly EUR 1.7 Billion in claims in the first nine months of 2025
Romanian insurance companies paid out around EUR 1.72 billion in gross claims during the first nine months of 2025, up 16% year on year, according to data published by the Financial Supervisory Authority (ASF). The figures underline the continued pressure on insurers’ balance sheets amid rising claims frequency and costs.
5 February 2026CEE and Romanian insurance markets: insights from Cristian Fugaciu, Marsh McLennan
In a recent interview, Cristian Fugaciu, CEO Romania & CEE Central and Co-CEO CEE at Marsh McLennan, described the Central and Eastern Europe (CEE) region as one of the most dynamic insurance and risk advisory markets in Europe, driven by economic growth, rising investment flows and increasing awareness of complex risks.
29 January 2026Romania: Insurance market shows consolidation and growing confidence, ASF Vice-President Mititelu says
In a wide-ranging interview, Romanian ASF Vice-President Sorin Mititelu describes 2025 as a year of consolidation and maturing for the Romanian insurance market, with gross written premiums rising by about 8%, underpinned by robust activity in both non-life insurance - especially auto - and strong double-digit growth in life insurance, notably unit-linked products.
22 January 2026STATISTICS: ROMANIA, 3Q2025: positive evolution, but at a slower pace than in the previous year
Insurers active on the Romanian market wrote GWP worth EUR 3.69 billion in the 3Q 2025, which is by 8.63% more y-o-y. Out of this total, local insurers accounted for EUR 3.17 billion, while the remaining EUR 519 million were generated by branches of EU insurers operating on FOS/FOE.
15 January 2026Romania: Winter weather poses significant risks to homes and public safety, insurers warn
Low temperatures, heavy snowfall, and subsequent snowmelt can cause more than just inconvenience - they can generate significant risks affecting both residential properties and public safety, Romanian insurance industry representatives warned.
14 January 2026Romania’s Pillar II private pensions reach new highs in 2025, with assets exceeding EUR 40 Billion
Romania’s mandatory private pension system (Pillar II) recorded its strongest performance since launch, posting a record average annual return of 19.2% in 2025, according to calculations by APAPR (Romanian Association for Privately Administered Pensions).
14 January 2026Romania overhauls the policyholder guarantee framework: a fundamental reset of the FGA’s role
The promulgation of the new law amending the regime of the Policyholders’ Guarantee Fund (FGA) marks the most far-reaching legal overhaul of recent years. Adopted by Parliament and promulgated on 3 December 2025, it fundamentally reshapes the relationship between claimants, insurers, and the state, redefining the FGA’s role in times of market distress.
18 December 2025Romania, UNSAR: Compensation for damaged property surges by over 60%
Insurance companies in Romania paid out RON 300 million (EUR 59 million) in 1H 2025 for claims related to fires and natural disasters affecting businesses and households - an increase of roughly 63% compared with the same period in 2024, the insurers’ association said in a press release.
4 December 2025Romania: Senior population is growing fast, but feels undersupported in times of vulnerability, shows NN Research
Romania faces a sharp demographic shift: in July 2025, for the first time, the population aged 65+ exceeded children under 14 by 35.4%. Yet, NN studies show seniors feel increasingly vulnerable and insufficiently supported as health and financial needs rise with age
27 November 2025Bucharest hosts key EU Workshop on ELD implementation and financial security insurance instruments
The Environmental Liability Directive (ELD) was the central topic of a workshop jointly organized by UNSAR – The Romanian Insurers’ Association – and HAIC, the Hellenic Association of Insurance Companies. The event took place in Bucharest as part of the European LIFE PROFILE project, which aims to strengthen the financial protection mechanisms supporting environmental remediation.
27 November 2025STATISTICS: ROMANIA 1H2025: double-digit growth for the life insurance segment
Romanian insurance market ended 1H2025 with gross written premium worth EUR 2.43 billion, by 6.3% more y-o-y. Life insurance totaled GWP of EUR 508.8 million, 18.3% up y-o-y, its share in the market portfolio increasing by 2 percentage points, to 20.94%. The non-life segment increased by 3.5%, to EUR 1.92 billion. The results include both domestic insurers and FOE/FOS players’ business results.
20 November 2025
