General Insurance net premiums written (NPW) of American International Group (AIG) in the third quarter amounted to USD 6.7 billion, representing an increase of 7% year-over-year on a reported basis and 8% on a constant dollar basis, driven by 7% growth in Global Commercial and 9% growth in Global

Personal, the Group said in its report.

For the third quarter of 2026, Net income attributable to AIG common shareholders was USD 844 million, compared to USD 519 million in the prior year quarter. The increase was primarily due to changes in the fair value of AIG's investments as well as higher General Insurance net investment income, higher earned premiums, strong accident year underwriting results, modestly increased catastrophe losses and lower net realized losses.

AATI was USD 1.1 billion, compared to USD 1.2 billion in the prior year quarter, reflecting lower underwriting income and lower Other Operations Net investment income. Total Net investment income for the third quarter of 2026 was USD 1.1 billion, compared to USD 772 million in the prior year quarter, primarily due to changes in the fair value of AIG's investments and higher income on available for sale fixed maturity securities.

Total Net investment income on an adjusted pre-tax income (APTI) basis was USD 1.1 billion, compared to USD 1.0 billion in the prior year quarter, due to higher General Insurance Net investment income, driven by higher income on available for sale fixed maturity securities.

ROE and Core Operating ROE were 8.5% and 11.1%, respectively, in the third quarter of 2026.

The report key takeaways are:

• General Insurance net premiums written (NPW) of USD 6.7 billion, an increase of 7% year-over-year on a reported basis and 8% on a constant dollar basis, driven by 7% growth in Global Commercial and 9% growth in Global Personal
• General Insurance combined ratio of 91.3%, and Accident year combined ratio, ex-CAT of 88.4%
• General Insurance underwriting income of USD 564 million and accident year underwriting income, ex-CAT of USD 756 million
• General Insurance Net investment income of USD 1.0 billion, an increase of 9% year-over-year
• Net income per diluted share of USD1.60 and Adjusted after-tax income (AATI) per diluted share of USD 2.06
• Return on equity (ROE) of 8.5% and Core Operating ROE of 11.1%
• Book value per share was USD 74.96, a decrease of 1% year-over-year and Adjusted book value per share was USD 81.25, an increase of 5% year-over-year
• Returned USD 787 million of capital to shareholders, through USD 527 million of share repurchases and USD 260 million of dividends.

“AIG delivered strong profitability and premium growth in the third quarter rounding out an outstanding first nine months of 2026”, commented Eric Andersen, AIG President & Chief Executive Officer. “We continue to make excellent progress toward achieving our 2025 Investor Day financial objectives”, Eric Andersen emphasized. “Our results through the first three quarters of 2026 reinforce our momentum. Compared to the same nine-month period last year, we delivered double-digit top-line growth in premiums, exceeded USD 2 billion in underwriting income, and improved the combined ratio 140 basis points to 89.2% and the accident year combined ratio, ex-CAT, 50 basis points to 87.7%”, AIG President & CEO explained.

“Overall, this exceptional performance underscores the benefits of our diverse, global portfolio, the consistent execution of our strategy, and our focus on deepening relationships with our clients and partners”, said Eric Andersen. "Our success is a direct reflection of our people. AIG’s depth of talent across every region and line of business is one of our greatest strengths. Because of our colleagues’ hard work and dedication, we are growing profitably and well positioned to build on our strong foundation”, he added.

The full 3Q2026 report can be found here.