According to estimates from the Centre for Regionalism, the cost of goods and passengers transfer across the administrative line between Serbia and Kosovo, only in respect of insurance, amounts to about EUR 35 million per year. This organization monitors the implementation of the agreement on the freedom of movement between Belgrade and Pristina, ratified in late 2011.

Motor vehicles crossing the administrative line between Serbia and Kosovo and Metohija (KiM) are subject to a regulation imposing a mandatory automobile insurance fee at the administrative line, in accordance with the Resolution of the Government of the Republic of Serbia as of December 2011. The reason for the said rests with the fact that the Kosovo insurance companies are not, and cannot be, part of the International Green Card System, which would normally cover damages that may occur on a different territory. "The countries that are not members of the United Nations cannot join the Council of the Green Card Bureau, and hence, according to the Statute of the said organization, motor vehicles from these countries cannot be used by virtue of the international insurance document", say the representatives of the Serbian Association of Insurers.

Thus, they reminded of the Serbian position that also refers to the Serbian autonomous province of Kosovo and Metohija, which is under the interim administration of the Albanian authorities.

Due to that, the owners of all vehicles crossing this line are required to buy border insurance, which is a huge expense, especially for businessmen or those who need to cross the line more frequently.

When entering Serbia, the owner of an automobile with Kosovo plates is obliged to pay the automobile insurance in the amount of EUR 100, which is valid for 30 days. According to the representatives of the Serbian Association of Insurers, this is the price for all those who enter Serbia and who do not have Serbian plates, or who are not in the system of the Multilateral Green Card Agreement. On the other hand, car owners with Serbian plates who want to travel to Kosovo are obliged to pay EUR 60 at the border, but this insurance card is valid only for 15 days. Citizens of other countries, entering Kosovo and Metohija, pay almost half the price, EUR 32, says the Association of Insurers.

Another solution for vehicle owners is to purchase duplicate plates that they would replace on their vehicles upon crossing the border. However, this requires double expense for the annual vehicle registration, so many consider it not worth paying for.

"I have two pairs of plates. For Serbia, I use Serbian plates and for Kosovo, the Kosovo plates. That's the freedom of movement", told a TV newsroom a resident of Kosovo, of Serbian nationality, who often crosses the administrative line.

Kosovo Serbs cannot insure their vehicles at Serbian insurance companies, but the national insurers cannot sign the contracts with Kosovo insurance companies separately. However, the public thinks that the problem of high prices is not political, but technical: traffic accidents happen and damages have to be paid. The Kosovo insurance companies do not have international licenses so the insurance companies have to make an agreement. Representatives of the Serbian Association of Insurers are aware of the problem, but they say that, thus far, there have been no indications that a new solution will be found. However, a part of the Serbian and the Albanian public thinks that the agreement is yet a step towards normalization of relations between Belgrade and Pristina.