News - Markets & trends


Middle East tensions drive surge in marine war risk premiums

Growing tensions in the Persian Gulf are already affecting maritime operations and the marine insurance market, as several merchant vessels have reportedly been damaged and shipping traffic through the Strait of Hormuz slows down.


Multi-Layered extortion redefines the cyber insurance landscape

Ransomware attacks are entering a new phase, with threat actors shifting from traditional file encryption to more complex and targeted extortion models. According to insights published by Cyber Resilience, attackers increasingly focus on data exfiltration and multi-layered extortion, placing reputational and regulatory pressure on victims rather than relying solely on operational disruption.

InsurTech rebounds in 2025 - AI takes center stage

After several years of contraction and recalibration, the global InsurTech market has entered a new phase of measured recovery. According to the Global InsurTech Report – Q4 2025, published by Gallagher Re in collaboration with Gallagher and CB Insights, total InsurTech funding rose 19.5% y-o-y to USD 5.08 billion in 2025 - the first annual increase since 2021.


WILLIS: 2025 Nat Cat losses should not lull market into false sense of security

Natural catastrophes caused more than USD100 billion in insured losses in 2025, the sixth consecutive year above that threshold, yet a decrease of USD 40 billion when compared with 2024. The level of losses recorded, without a single hurricane making landfall in the United States, highlights the continued severity and persistence of natural catastrophe risk.


GDV: Ski Accidents: rare, but increasingly costly

Skiing accidents account for just 2.6% of all reported accident claims, but they generate above-average costs, reaching EUR 7,907 per case - around EUR 400 more than five years ago, according to German Insurance Association (GDV).


Munich Re: Adapting to non-peak risks is essential in the climate change context

Natural disasters caused significant losses worldwide in 2025. All in all, damage amounting to some USD 224 billion was incurred, of which insurers covered around USD 108 billion, Munich Re’s analysts found out. This means that 2025 joins a growing list of years with insured losses exceeding the USD 100 billion mark, despite losses being lower year on year.





Aon: reputation damage remains a top global risk as companies struggle with preparedness

Aon’s latest Global Risk Management Survey 2025, based on insights from nearly 3,000 executives in 61 countries including Romania, confirms that corporate reputation has become a critical but highly vulnerable strategic asset. Damage to reputation or brand ranks eighth among the top global risks, while cyberattacks, operational disruptions and economic slowdown dominate the first three positions.


Swiss Re Institute: Ageing, AI and industrial policy will redefine the global economy and insurance markets

The global economy is entering a new strategic phase shaped by ageing populations, accelerating AI adoption and the return of large-scale industrial policy, according to Swiss Re Institute’s latest sigma report “Shifting Sands – Global Economic and Insurance Market Outlook 2026–2027.” These structural shifts will keep inflation above pre-pandemic levels and moderate global growth, expected to stabilize at around 2.5–2.6% between 2026 and 2027.