STATISTICS: CZECHIA, 1H2026 (CNB): two years after the 2024 floods, insurers are still accumulating claims

24 September 2026 — Daniela GHETU
STATISTICS:  CZECHIA, 1H2026 (CNB): two years after the 2024 floods, insurers are still accumulating claims

The Czech insurance market totaled CZK 133.86 billion (EUR 5.51 billion) at the end of June 2026, up by 7.07% y-o-y in national currency (9.23% in European currency), according to data published by the Czech National Bank (CNB).

Claims paid by local insurers totaled CZK 62.32 billion (EUR 2.57 billion) up by 2.57% y-o-y. Paid claims for property insurance decreased by 22.7% after the peak point reached in 2024 because of the September floods in Czechia. It is worth noting that two years later, the 2024 floods are still adding to the insurers’ claims expenses even if the accumulation is gradually slowing down.

For the life segment, the GWP value (including reinsurance) grew slightly, by 7.6% y-o-y to CZK 33.19 billion, while the non-life insurance market expanded by 6.9% y-o-y to CZK 100.67 billion.

The CNB figures include information on all Czech insurers, branches of insurers from other EU or EEA member states and branches of insurers from other countries in the Czech Republic as of the given date. Data pertaining to the branches of these insurers operating abroad are also included.

Access xprimm.com and download the Czech insurance market statistics.
 

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