The largest CASCO claim paid last year by the Romanian insurers following a flood exceeded reached EUR 135,000. The incident underscores both the growing severity of extreme weather events and the crucial financial protection offered by CASCO insurance in such situations.

On average, insurers settled 773 Motor Hull damage claims per day in Romania last year, reflecting the high frequency of insured events affecting vehicles. The total value of Motor Hull claims paid in 2024 surpassed EUR 467 million, marking a 9% increase compared to 2023.

Motor Hull (CASCO) policies are optional insurance products offering comprehensive financial protection against a wide range of risks, including road collisions (regardless of fault), natural disasters (floods, storms, hail, falling trees), fire, explosions, partial or total theft, vandalism, and other unforeseen events.

In an increasingly unpredictable climate, CASCO insurance is no longer a luxury, but a necessity, emphasized UNSAR. With damages easily reaching hundreds of thousands of lei, insurance remains the only effective solution to avoid significant financial losses.

Vehicle owners are strongly encouraged to explore the available insurance options and choose policies tailored to their needs - ensuring their investments are protected from the rising threats posed by natural hazards.