Zurich Insurance Group (Zurich) has published its Financial Condition Report 2025, reaffirming the strong financial position and robust balance sheet of the Group.

The Group Swiss Solvency Test (SST) ratio was 259% as per December 31, 20251, compared to 253% in the previous year. The improvement was driven primarily by strong operating earnings and favorable market movements.

According to the report, Zurich’s financial flexibility is underpinned by strong solvency and the cash-generative nature of its business. Zurich Insurance Company Ltd’s financial strength was rated AA/stable by S&P, Aa2/stable by Moody’s and A+(superior)/stable by AM Best as of December 31, 2025. AM Best’s Issuer Credit rating2 is aa/stable.

The full report can be found here.