1Q2026 results show that trends in Motor Hull continue: both payout rates and average payment are increasing for individuals and legal entities. At the same time, the average insurance premium is declining, according to the Insurance Bulletin of the Belarusian Association of Insurers (BAS).

The payout rate in Motor Hull for individuals in the first quarter of 2026 was 65.7% (vs 51.3% in the previous period). At the same time, the average premium decreased by almost 10% compared to the same period in 2025.

A similar situation is observed in Motor Hull for legal entities. The payout rate in the first quarter of 2026 was 69.6% (vs 61.3% in the previous period), and the average premium decreased by 4.3%.

Following economic and underwriting logic, there is a pressing need to increase tariffs for this type of insurance, writes BAS.